"God of the sea. She sends storms to sink ships if sailors don't make offerings to her first. Or sometimes just because. She might allow her church to build a floating city, but they aren't really that social."

Ilphyl speaks like the gods are just as known as kings and queens; sure, the average person doesn't interact with them, but they exist and their opinions matter. Tithing to Umberlee before a voyage is just like paying your taxes even if you think the king is a petty tyrant.

"Sea elves build underwater, but I've never been to one of their towns. I don't think I'd be welcome."